Neil Rose, CFA, Author at Regency Capital

To Rollover Your 401(k), or to Not?

Articles | May 22, 2025 | Kawika Shoji

In the world of retirement planning, the phrase "set it and forget it" has long been a favorite. For years, leaving your 401(k) from a previous employer untouched may have seemed like a safe, hassle-free strategy. But as market conditions become increasingly complex and uncertain, that autopilot approach may no longer serve your long-term financial goals.

Articles

Mar 14, 2023

5 Thoughts on the SVB Collapse

The article discusses the recent collapse of Silicon Valley Bank (SVB), which was the 16th largest bank in the US with $200 billion in assets at its peak. Neil Rose provides five thoughts on the bank's collapse.

Articles

Jan 10, 2023

Investment Commentary Q4 2022

On Regency Capital's second anniversary, Neil Rose reflects on the firm's progress, performance, and risk. He also offers his "no brainer" solution for managing cash.

Articles

Nov 7, 2022

Not Betting on Soft Landing

Bottom line is it seems prudent not to bet on a soft landing consensus that might only exist in a time with lots of hope, denial, and jobs available everywhere.

Podcasts

Oct 26, 2022

Investment Update – Why This Year Is a Win

Neil Rose explains why this year's (modest) losses are a small price to pay for a future with much higher income generation and lower longer term risks.

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Articles

Oct 20, 2022

Investment Commentary Q3 2022

Why higher interest rates and the worst year ever for bond and 60/40-type investors are cause for optimism at Regency Capital.

Letters

Sep 19, 2022

Welcome, Kawika Shoji!

On behalf of Regency Capital, I am proud to announce Kawika Shoji has joined the firm as a financial advisor and portfolio manager.

Articles

Aug 2, 2022

Investment Commentary Q2 2022

While pleased with the gains from 2021, the developments across strategies in 2022 have been even more encouraging. Neil Rose looks at the current positioning in the context of clients’ longer-term financial goals and concluded 2022 has actually improved their financial prospects.

Podcasts

May 16, 2022

Springtime for Income

Neil Rose and Arthur Mallet explain why the historic drop in bond prices—amid a bear market in stocks, no less—is raising longer-term income generation in Regency Capital portfolios.

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Podcasts

May 6, 2022

Bonds In Free Fall

Investors have noticed the correction in stocks and a growing chance of recession. However, the real carnage has come from the bond market. Neil Rose and Arthur Mallet discuss the ramifications of an asset class that's not as safe as people think.

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Podcasts

Mar 10, 2022

Investment Update – War in Ukraine

Neil Rose explains how Russia’s invasion in Ukraine strengthens the case for recent shifts in Regency Capital’s portfolios.

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Podcasts

Feb 17, 2022

Relentless Value: Lessons from Costco

Neil says to understand Costco is to understand Regency Capital’s approach to stocks. It's a long term holding in a business that’s well-known but perhaps not fully understood: “Costco is not a retailer.”

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Podcasts

Jan 25, 2022

A Stealth Bear Market?

Neil Rose offers some thoughts on what has been a “stealth bear market” as market averages have belied what’s happening to many stocks.

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