Category: Articles

An Olympic locker room and a family business have more in common than you'd think. Reflections from a weekend leading a four-generation family retreat in Hawaii — on culture, money, and what actually keeps a family together.

Kawika Shoji is headed to the Stanford Athletics Hall of Fame — Olympic medalist, national champion, and now a financial advisor at Regency. What strikes me most isn't the résumé. It's that I got to know the person before I ever knew the highlight reel.

Federal debt held by the public reaches 101% of GDP in fiscal 2026. The Congressional Budget Office projects it hits 107.7% in 2030 — surpassing the 106.1% record set in 1946 — then 120% by 2036 and 175% by 2056.

If you're 50+ and earned over $150,000 last year, your catch-up 401(k) contributions must now go in as Roth money. Here's what changed and what to check.

Notes from Regency's first hack-a-thon: AI removed the technical barrier to building tools, but the what and why matter more than ever.

Five charts reveal widening cracks in today's market: stretched valuations, sentiment gaps, a flattening yield curve, and a surge of new IPOs.

Is China closing the gap in AI innovation? Discover the Chinese AI cost advantage and its impact on global AI competition.

Beware of fake scam texts demanding urgent payment. Learn how to identify fraudulent messages and protect yourself.

Trump Accounts launch July 4, 2026 — a new starter IRA for kids with a $1,000 seed. Kawika Shoji compares them to 529s, UGMA/UTMA, and custodial Roth IRAs.

The SpaceX IPO arrives June 12 at a $1.75 trillion valuation. Neil Rose on getting shares, the lock-up risks, and why position sizing matters most.

“Don’t believe the degree itself matters.” A father’s frank letter to his 18-year-old son on cost, value, and what college is really for.

Is college still worth it? Neil Rose reflects on sending his firstborn off to school and what a degree actually means today.