Neil Rose, CFA

Neil Rose, CFA is the founder of Regency Capital. Previously, Neil worked nearly two decades spanning roles as an analyst, portfolio manager, chief investment officer, and president at an investment adviser with over $2 billion in assets under management. In 14 years as chief investment officer, Neil’s work included managing multi-asset and equity strategies, asset allocation, and securities investments. Neil was early in ETF- based investing by forming ETF allocation strategies in 2003.

Neil considers himself a student first and business analyst second; he thinks the two roles have given him greater insight and results than his experiences trading, market-timing, and forecasting. Neil boils down investments to their simple truths, looking for his criteria, including powerfully compounding businesses. Rather than talk about the upside of businesses he invests in, Neil would rather illustrate their special nature and strengths that serve to mitigate macroeconomic risks.

Neil holds the Chartered Financial Analyst (CFA) designation and graduated from Harvard with an A.B. in economics with honors.

Neil Rose, CFA

Recent posts by Neil Rose, CFA

Investment Letter | October 2026

Investment Letter | October 2026
Big Tech now dominates the stock market like never before, just as rising interest rates and the return of the bond vigilantes put pressure on stocks and the economy. This letter looks at where we see value outside technology and why Treasurys and TIPS are becoming more attractive.
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Federal Debt Past Its Wartime Peak, Is It Time to Start Worrying?

Federal Debt Past Its Wartime Peak, Is It Time to Start Worrying?
Federal debt held by the public reaches 101% of GDP in fiscal 2026. The Congressional Budget Office projects it hits 107.7% in 2030 — surpassing the 106.1% record set in 1946 — then 120% by 2036 and 175% by 2056.
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Income More than $150,000 Last Year? There Are New Rules on Catch-Up 401(k) Contributions

Income More than $150,000 Last Year? There Are New Rules on Catch-Up 401(k) Contributions
If you're 50+ and earned over $150,000 last year, your catch-up 401(k) contributions must now go in as Roth money. Here's what changed and what to check.
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