Author: Kawika Shoji

Beware of fake scam texts demanding urgent payment. Learn how to identify fraudulent messages and protect yourself.

Trump Accounts launch July 4, 2026 — a new starter IRA for kids with a $1,000 seed. Kawika Shoji compares them to 529s, UGMA/UTMA, and custodial Roth IRAs.

Money is renewable. Time is not. Why financial planning needs to make space for the question we don't ask enough: when do we actually start enjoying it?

Learn how donor‑advised funds can maximize your 2026 charitable impact with tax‑smart strategies, new giving laws, and intentional philanthropy.

Key insights from Desert Tech Connect on accelerating AI innovation and evolving venture capital trends shaping the future of tech.

When people think about working with a financial advisor, they often think about investments first. While portfolio management is a very important component, it represents only part of the value we bring.

As we close out 2025, it’s the perfect time to review strategies that can make a big impact on your financial future.

Learn why estate planning is essential for protecting your family, assets, and legacy. Discover key documents and how to avoid probate.

Bringing athlete discipline to investing—insights on markets, technology, and growth to spark learning and conversation at Regency Capital.

I recently reviewed the latest version of President Trump’s tax proposal, informally branded the “Big Beautiful Bill” and officially titled the One Big Beautiful Bill Act. While the name sounds more like theater than policy the proposed bill has some large ramifications for all of us.

In the world of retirement planning, the phrase "set it and forget it" has long been a favorite. For years, leaving your 401(k) from a previous employer untouched may have seemed like a safe, hassle-free strategy. But as market conditions become increasingly complex and uncertain, that autopilot approach may no longer serve your long-term financial goals.

For much of the past decade, fixed income felt like an afterthought. Ultra-low interest rates meant bonds offered little income and even less value. Then came 2022—when bond prices finally cracked under the weight of distorted valuations. Even now, many investors in broad bond indexes are still waiting to break even.